How to Calculate Your Monthly Overhead

Start with what you spend every month to keep your practice running.

Include:

• Studio rent, or a dedicated portion of home rent if you work from home
• Utilities tied to your practice (electricity, internet)
• Software and tool subscriptions (art apps, accounting tools, website platforms)
• Marketing costs (email tools, paid ads, printing)
• Website and portfolio hosting
• Art fair entry fees, averaged monthly
• Shipping supplies kept on hand
• Insurance and professional fees

Do not include:

• Materials for specific pieces: those go in the Materials field when you run the calculator
• Personal expenses unrelated to the practice

A useful check: if you sold nothing this month, what would you still owe? That is your overhead.

An estimate is fine. You do not need to be exact. Update it in Settings when your costs change significantly: a new studio, a subscription added, a fee that dropped.